And when you are killed, will you call the police for help? Or is it better to have familiar bands?
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An interesting fact from the life of the urban jungle: the oppressed hoppies, feeling that the force is not on their side, rush into the militia. The victims are often silent. Their education to knock, you see, does not allow them. Because they are in this ecosystem and victims, actually.

And yes, what will you pay with the bandits? Serious people will not just be so forever.