I love Sberbank. They issued for me (although nobody asked them about it) a credit card for 45 t.p. - a gift to a regular customer. For three months, I got this card. Yesterday, when I refused to get it again, the girl confidently told me that if I didn’t get this card, it would have a bad effect on my credit history and the bank would not give me a loan when I needed it. 0 0 0