Consider the cost of banking services. Almost any bank payment is a percentage of the amount of the transaction. Fixed can be, for example, annual service commissions.

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And, you know, in different banks in different ways - somewhere for every payment of money they want, somewhere for receiving cash they ask for a rage interest, and somewhere 100 rubles for allinclusiv per month. This is a big city where there is a lot to choose from. But most of our homeland is a small town of varying degrees, in which there are a par-three branches of federal banks and there, oh, there can be absolutely immeasurable tariffs. I agree and sympathize with you.