Listened to smoking.
They sat and rested in the smoking room, the man came in already talking on the phone and judging all the way the call was from some bank about the loan... (M) - a man, (SB) - a bank employee
Going in: I don’t need anything.
So, these are favorable conditions.
M: I have a negative opinion on this issue.
Q: Was it a sad experience?
(M): Young man, how do you feel about sex with a man?
It is negative!
What, was it a sad experience?

I couldn’t talk because of the laughter.)