I got a call from the bank where I have a salary card.

They offered extended health insurance for me and my seven members.

Well, I don’t think they take money for demand. After questions about the composition of the family and the like, I give the most epic piece of conversation:

(O-operator at the end of the wire)

It will cost only 1100 rubles per month per person.

I – What’s in there?

The full list of services in the annex to the contract.

Oh well well. Send me a model contract. I’ll read it and go to the bank’s office to sign a contract.

O – not. We do not send contracts.

Where I can meet him. Maybe I won’t need anything I suggested.

Oh nowhere. You are now giving consent. We write off the money for this month and send you the contract by mail. The contract will be signed by us, and your consent will be recorded in a telephone conversation. I understand correctly that you agree?

Do I have to agree to the contract without reading it? ! to

Oh yes. Now, in the telephone conversation, you consent to the conclusion of the contract. Is it for yourself or for the whole family? This will be (pause) 39 600 per year minus a discount of 10% and that 35 600. Do you have to send the contract to your work or residence address?

I - Yes, I will not sign anything and I will not give consent! Let us say goodbye at all.

Oh- I want to warn you that if you hang the phone it can be considered as consent!

In that moment to say that I was ahuel – not to say anything. It seems that banks will soon be issuing loans and additional services to people simply by notifying them.

In general, I sent this lady and today I will go to the bank to write a statement, which in the light of recent events should look like this:

“I don’t agree to anything” 19. 12 is 2016g