Now I am talking only about children.
You still think that those who want to earn more than 10,000. The consumption?
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Here look what a thing - there are people who want to raise healthy and diverse children, and there are people who want money and live like everyone else.

Normal quality own clothes cost some money, and branded and such that Marinka from the fifth floor drowned in jealousy is worth other money.
When your child can eat balanced is one story, and when if potatoes are only Dutch, and beef are only Australian cereal decoctions is completely different.
Books and a set of "young chemist" for a child - a useful and necessary thing, but be sure to change the 4th iPhone for the fifth when it came out - not too much.
Taking your child to school or to the doctor on a Renault Logan makes life as easy as taking a expensive car.

and so on.

It does not depend on the level of income. You can be completely independent and at the same time secure from money. And you can be a rare trunk and get the best in French wines, Swiss watches and Italian cars while working as a caretaker.

In the head, not in the wallet.