This is:
of Krasnodar. 26 years of engineering. I am 47, my wife is 30. Living on her ZP, mine on Ipatek. paid for 4 years. a new building business class of 65 meters 2.4kq...What are we doing wrong?
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You stumble and stumble.
1st Such salaries in Krasnodar for a small number of people. It’s like giving an example of 100k in Moscow; that is, it exists, but the majority of residents can only dream about it.
2nd You have no children. A large number of people at the age of 26 already have children, and this is a big expense.
Three You live somewhere. Probably the parents, or got an apartment from grandparents. Many people do not have this, they are forced to rent apartments, and this is a big expense.
4 is 2.4k is obtained when you pay 50k each month. You have 47k, it’s not enough. But! Where are the interest? You have to pay a mortgage for 4 years. Where are interest? Where is the first contribution? Lying to?

Judging by "ipateque", the author is simply a lie.