Amazing in the main:

The CHC:
My neighbor died of cancer a year ago. His wife recently arrived, asking to send a death certificate to the FASP (the financial agency for collecting payments), so that the collectors would fall behind her. The deceased man owed Sberbank thirty points. Hello Generation of Dolls!
and----
You are the deceased, and you are the deceased. Banko-to on the drum, died – not died. Debt does not disappear, but passes with inheritance. And the bank will wait a couple of years for the interest and pennies to be raised more, and then file a lawsuit. Then they will come and take out the headquarters, and you will still have to stay. Or it is necessary to write a refusal of inheritance to the relevant bodies - but for the sake of thirty points from a portion of the living space, for example, to refuse - it is somehow strange. Legal illiteracy is striking.