>>> I don’t understand at all what kind of retirement should be delivered by postmen. Why not give each pensioner a debit card and transfer pension to it? There are still holes somewhere, where the cash is dragged by a postman without any protection, like a sub-incasator?

Yes they remained. About two-thirds of the territory of Russia. My ancestors in the village only this year had a store accepting card payments. I have never heard of such a thing as a bankomat.