Some operations on the phone (and even on the computer) can take a long time, which can catch up. As a relaxation, I imagine doing the same operation without the phone and computer: I mindfully dress up, go (or even eat) to the nearest collector/communication salon/terminal, stand in line, pay in cash, go back. Or postpone for later to jump on the way. Wait until the hour is over. All, the green bank app is finally loaded. You can put money on the phone :)