JSC "Sberbank of Russia" - Central Russian Bank hereby informs you that in connection with the emergence of taxable income in the form of material benefit from savings on interest when using credit funds in the amount of 10.42 rubles. You are liable for payment of income tax. The amount is 4.00 rubles.

I call the bank. Answer, say, here the interest on loans dropped - you got the benefit - 10 rubles. This profit is taxed. Therefore, the tax must be paid.

This is a scam: We now pay taxes with the money we have not wasted!! to
Buy cheaper - give the difference to the state))